Client Benefits
At applá-x, we are committed to delivering tailored, innovative financial solutions that help your business thrive in a global marketplace. Our platform offers a range of benefits designed to streamline your international transactions, protect your assets, and provide greater control over your financial operations. Here’s how applá-x empowers your business:
Streamlined Global Transactions
Simplify Cross-Border Payments: Managing international payments has never been easier. With applá-x, you can send and receive payments in over 100 currencies, using multiple global payment networks such as SWIFT, SEPA, and ACH. Our platform consolidates your global transactions into one user-friendly dashboard, ensuring efficiency and reducing operational complexities.
Key Features
- Fast, secure payments to suppliers and partners around the world
- Pre-saved beneficiaries for faster, error-free transactions
- Real-time payment tracking and instant confirmations
- Low-cost payments through multiple payment channels
Hold and Manage Multiple Currencies with Ease
Multi-Currency Accounts: Forget the hassle of maintaining multiple accounts for different currencies. With applá-x’s multi-currency accounts, you can hold, convert, and pay in over 100 currencies using a single IBAN. This simplifies your operations, reduces costs, and improves cash flow management.
Key Features
- One IBAN to manage 34 currencies for easy, consolidated payments
- Local and international payment capabilities
- Avoid opening costly foreign currency accounts
- Improved customer experience with local currency invoicing
Competitive Foreign Exchange (FX) Services
Maximize FX Efficiency: Take advantage of our competitive foreign exchange services to manage your global currency needs. Whether you require spot transactions for immediate currency conversion or want to lock in rates for the future through forward contracts, we offer a variety of options that allow you to control your FX risk.
Key Features
- Real-time access to interbank rates for instant conversions
- Lock in FX rates for up to 12 months to manage market volatility
- FX Options to protect against adverse market movements
- Market Orders to execute trades when favorable rates are reached
Cost-Effective Payments
Lower Fees, Greater Savings: We believe in transparency and cost-effectiveness. Our payment platform enables you to send and receive money globally with low-cost transaction fees compared to traditional banking methods. Whether you are making one-time payments or managing regular payrolls, we make it affordable.
Key Features
- Low-cost global payments via SWIFT, SEPA, ACH, and local networks
- Competitive exchange rates with no hidden fees
- Faster settlements, meaning your funds arrive quickly and securely
Trade Finance & Surety Solutions
Secure Your Global Trade: Navigating international trade can be challenging, but applá-x is here to simplify the process. With our trade finance and surety solutions, you can secure your transactions, mitigate risks, and ensure the smooth completion of your cross-border contracts.
Key Features
- Access to letters of credit, bank guarantees, and surety bonds for trade security
- Complete trade finance agreements directly through the platform
- Protect your business against non-performance or payment risks
- Faster settlement of trade agreements, paying suppliers directly from your account
Mastercard Debit and Prepaid Cards
Expense Management at Your Fingertips: Simplify your business expenses with Mastercard debit and prepaid cards linked to your multi-currency account. These cards provide a flexible way to manage corporate spending globally while maintaining control over employee expenses.
Key Features
- Global acceptance with Mastercard’s secure network
- Issue corporate cards to employees for expense management
- Set spending limits and track card usage in real-time
- Reduce currency conversion fees with direct payment in local currencies
24/7 Platform Access and Control
Manage Your Accounts Anytime, Anywhere: The applá-x platform is accessible 24 hours a day, giving you full control over your financial operations from anywhere in the world. Whether from your computer, tablet, or smartphone, you can manage payments, monitor account balances, and track foreign exchange trades in real time.
Key Features
- 24/7 access from any device for complete control
- Instant notifications for payments, trades, and account activity
- Detailed transaction history and trade records for easy reporting
- Seamless user experience across devices
Enhanced Security and Regulatory Compliance
Your Funds Are Always Protected: At applá-x, security and compliance are at the forefront of everything we do. We are fully regulated by the Central Bank of Cyprus (CBC) and European Central Bank (ECB), ensuring the highest standards of financial integrity. Client funds are held in segregated Tier 1 bank accounts, providing a secure and reliable banking environment.
Key Features
- Fully compliant with EU regulations and GDPR data protection
- Funds held in segregated accounts at top-tier European banks
- Certified under ISO/IEC 27001:2013 for information security
- Advanced security features like multi-factor authentication and role-based access control
- Regular penetration testing to prevent cyber threats and safeguard your data
Real Customer Support – No AI, Only People
Talk to Real Experts: When you need assistance, you’ll talk to real people. At applá-x, we believe in providing personalized support through our experienced customer service team. Whether you have a question about a trade, need help with your account, or want to discuss market trends, our team is here to help.
Key Features
- Dedicated customer support team – no chatbots, no AI
- Speak directly to financial experts who understand your business
- Tailored advice on market movements, payments, and transactions
- Fast response times to address any issues